Life and Health Products

Contact Erin Clay at eclay@iianc.com for all your life and health needs!

Dental Insurance
Underwritten by
The Guardian Insurance Company, this voluntary program has no participation requirements. Features of the plan include: Orthodontic coverage (Choice 2 Plan), No waiting periods, Dual option which provides true choice for each employee covered, Unused maximum rollover (insured can store up as much as $2,000 maximum) (Choice 2 Plan), Competitive pricing, Major services covered from day one! (Choice 2 Plan), Discounts on vision exams/hardware (Both plans), Employee Benefits Hotline – toll free answer line for our association members. Click below for additional information, plan designs and rates!  Rates are valid from April 1, 2008 through March 31, 2009.

Base Plan Information

Buy Up Plan Information

Dental Enrollment Form (please use the adobe print function)

 

Retirement Services
Having trouble deciding which retirement plan is right for you or your agency? Big "I" Retirement Services is here to help you choose which plan best meets your circumstances. We’ve worked with more than 1,000 agencies to help them achieve their retirement goals. Our advisers are available to all IIABA members to provide consultation on existing and new plans alike at no cost or obligation. At Big "I" Retirement Services, we consider you a member first, and a client second. Whether we’re building a new plan for your agency from the ground up or simply rolling over your existing plan in order to save you money with our low administrative fees, we strive to make your experience with us pleasant, professional, and hassle-free.Whether your goal is to maximize owners’ contributions, lower your agency’s tax burden, or retain key employees, our retirement professionals can tailor and customize a plan to fit your needs. Click here to learn more.

 

Long - Term Disability
Underwritten by UNUM to any group of two or more lives with benefits up to $6,000 per month and 67 years of age. It includes an option for "Disability Plus" - 60% - 80% and extremely competitive rates.

Detailed Info on the Long-Term Disability Program

Long-Term Disability Form for Agencies With MORE Than 10 Lives

Long-Term Disability Form for Agencies with LESS Than 10 Lives

 

Short - Term Disability
Underwritten by UNUM to any group of two or more lives. It provides full maternity benefits. Benefits are a maximum of $1,000 per week for 12 weeks and are available at extremely competitive rates.

Detailed Info on the Short-Term Disability Program

Short-Term Disability Form for Agencies With MORE Than 10 Lives

Short-Term Disability Form Agencies With LESS Than 10 Lives

 

Supplemental Life Insurance (Group)
Underwritten by UNUM to any group of two or more lives. Benefits up to $100,000. This is completely portable with spouse and child coverage and extremely competitive rates.

Detailed Info on the Supplemental Life Insurance Program

Supplemental Life Insurance Enrollment Form

 

Lifestyle Life (Voluntary)
Underwritten by UNUM.  Guaranteed issue up to $100,000.  Can participate up to 5 times salary up to a maximum $500,000.  Completely portable. Special Association rates. 

Limitations and Exclusions on the Lifestyle Life Product

Lifestyle Life Enrollment Form

 

Medical Insurance
Currently, IIANC is representing five carriers with access to over 40 plans of coverage. Members work with IIANC staff on their health programs.