Are you looking for more cost effective employee benefits? We can help.
As an insurance agent, you know the importance of having the right coverage. You also know the importance of retaining good employees and that one of the ways of doing that is to offer an attractive employee benefits package. By providing employee benefits, employers find that they have less turnover and shows the commitment they are making to their employee’s health, wellness and financial security. With IIANC’s employee benefit products, you can be assured that your staff will be well protected.
Your IIANC membership gives you access to an array of employee benefits, so you can offer a competitive and attractive benefits package to your employees.
Our programs are underwritten by UNUM Life Insurance Company of America and Guardian Life Insurance Company of America, providing Group Life, Group Voluntary Life, Group Short & Long Term Disability and Group Dental- with little or no participation requirements. Some benefits offer optional plan designs to meet the diverse needs of our members, as well as offering guaranteed issue Group Life and Voluntary Life. Whether you are a new member or an existing one, we can enroll you in benefits at any time.
Questions? Contact Cathy Hurley, Benefits Account Manager, at firstname.lastname@example.org or 888-275-8910.
To upload enrollment forms or files, use this Employee Benefits Secure Link.
Employee Benefits Currently Available
Group Term Life Insurance
This is an Employer Funded plan, with four plan options to choose from to fit your agency’s needs. The benefit is guaranteed issue and offers the option to add spouse and dependent children up to age 19, or to age 25 if a full time student. (Certain Requirements must be met).
Voluntary Life Insurance
The beauty of this benefit is that it can be offered as an Employer Funded plan or offered on a Voluntary basis, at the employees expense. Coverage is Guaranteed Issue up to $100K on employees; up to $30,000 for spouses and up to $10,000 on dependent children to age 19, or to age 25 if a full time student, provided certain requirements have been met. Benefit amounts of up to $500,000 or 5 times salary are available to employees with Evidence of Insurability.
Group Short Term Disability
The Short Term Disability program protects for loss of earnings during an illness and/or accident, to include Maternity. The benefit pays 60% of earnings to a maximum weekly benefit of $1000 for a period of 12 weeks, once the 7 day elimination period has been met. This benefit can be offered on an employer paid basis or on a Voluntary basis at the employees expense. Coverage is Guarantee Issued, provided certain requirements have been met.
Group Long Term Disability
Protect your employee’s financial security by offering Long Term Disability coverage. The benefit pays 60% of earnings to a maximum monthly benefit of $10,000 after the 90 day elimination period has been met. The benefit includes disability plus, a minimum benefit and a Survivor Benefit. Coverage is Guarantee Issued, provided certain requirements have been met.
Group Dental & Vision Insurance
Underwritten by Guardian Life Insurance Company, this program gives you the option to enroll in one of two dental plans offered, as well as a separate Vision plan. Plans can be offered as an employer paid benefit or offered on a voluntary basis. Our Guardian dental plans give you the choice of going to an in or out-of-network provider, with the Vision plan using the VSP Provider network. The vision plan provides a $150 allowance on frames and contacts and co-payments for your annual eye exam and materials.
Retirement Planning ServicesBig "I" Retirement Services can help you develop the best retirement plan for your agency with quality investments and state of the art administration. We have worked with more than 1000 independent agencies around the country to help them achieve their retirement goals. Our advisers are available to all IIABA members to provide consultation on existing and new plans alike at no cost or obligation. At Big "I" Retirement Services, you are considered a member first, and a client second. It doesn't matter if we are building a new plan for your agency or simply rolling over your existing plan in order to save you money with our low administrative fees, we strive to make your experience with us pleasant, professional, and hassle-free. Whether your goal is to maximize owners’ contributions, lower your agency’s tax burden, or retain key employees, our retirement professionals can tailor and customize a plan to fit your needs.
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Learn more about Big "I" Retirement Services.
Questions? Contact Christine Munoz at IIABA at email@example.com or 800-848-4401.